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Disclosures

Ciemone Sheppard is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, DC, DE, GA, MD, NJ, NY, PA, and VA. No insurance business may be conducted outside these states referenced.

Ciemone Inc. is not owned or operated by New York Life Insurance Company or any affiliates.

Neither Ciemone Inc, its staff, nor New York Life Insurance Company, its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.


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