At Ciemone, Inc., we believe that your personal wealth goals should expand beyond your generation so that you will have a financial legacy for your family and community.  There are several areas that we focus on with you to assist you in acquiring, building and transferring wealth.  We specialize in providing financial and insurance assistance in the following areas: 


Income taxes are an important component for clients to consider as we work together through the strategy process. This resource is provided to help clients understand current federal income tax laws and ways to help reduce income tax exposure.


Certain retirement savings vehicles are available to enable you to plan for retirement in a tax-efficient manner. Utilizing Retirement Planning to Reduce Income Tax can help you determine if you are saving for retirement in the most tax-efficient manner, and the Required Minimum Distribution tool can help you assess what income must be distributed from certain qualified retirement plans once you reach age 72.

1Neither Ciemone Inc, its staff, nor New York Life Insurance Company, its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.